Your income + debts
Your max purchase
$0
Maximum home price at VA's 41% DTI guideline
| Total qualifying income | $0 |
|---|---|
| Other monthly debts | $0 |
| Max PITI at 41% DTI | $0 |
| Implied max home price | $0 |
| Monthly PI at max | $0 |
| Monthly tax + insurance estimate | $0 |
What this doesn't include: VA also runs a residual income test (separate calculator). And lender overlays sometimes cap DTI at 41-50%. This is a starting point, not an approval.
Not sure which market fits your budget? See how San Antonio, Killeen, and El Paso stack up on 2026 BAH, home prices, and property taxes.
Talk to an TX VA loan specialist about your numbers
Have a question about what this calculator showed you? Mike Certo (Cornerstone First Mortgage, Nationwide Mortgage Licensing System (NMLS) #260555) reviews every result personally. No commitment, no pressure.
Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage NMLS #173855 · Mike Certo NMLS #260555. Equal Housing Lender.