Bases: Luke · Fort Bliss · Wichita Falls · JBSA · $0 down VA · disabled-Veteran property-tax help · Call Mike (480) 296-6513
Texas VA Loan Specialist · Cornerstone First Mortgage · NMLS #173855 Call Mike Certo · (480) 296-6513 · mcerto@cfmtg.com
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San Antonio veteran discounts & resources

This is an informational guide to veteran benefits, discounts, and resources around San Antonio. It is not affiliated with the businesses or agencies listed, and discounts change, confirm current policies directly. For the full statewide picture, see our Texas statewide veteran discount guide.

San Antonio-area military presence

San Antonio is 'Military City USA,' home to Joint Base San Antonio (Fort Sam Houston, Lackland AFB, Randolph AFB) and the hub for military medicine and basic training.

Local veteran resources

  • Bexar County Veterans Service Office: free help filing VA disability claims and accessing benefits (county-run).
  • South Texas VA Health Care System (Audie L. Murphy VA Hospital): VA medical care for enrolled Veterans in the San Antonio area.
  • Bexar County Appraisal District: where you file the Texas disabled-Veteran exemption (Form 50-135).

San Antonio has one of the nation's largest concentrations of active-duty, retired, and disabled Veterans.

Statewide & national discounts that apply locally

Texas programs (the disabled-Veteran homestead exemption, Texas Parks & Wildlife disabled-Veteran benefits, specialty license plates) and national chains (Home Depot and Lowe’s 10% year-round, Veterans Day meals, GovX/ID.me/SheerID verification) apply at local outlets. See the statewide guide for the full list.

FAQ

Where do I get free help with VA benefits near San Antonio?

Start with your Bexar County Veterans Service Office, a free county-run resource that helps Veterans file disability claims and access benefits.

Do disabled veterans pay property tax in Texas?

100%-rated (or individually unemployable) disabled Veterans owe no property tax on their Texas homestead. Partial ratings receive $5,000 to $12,000 off assessed value, filed on Form 50-135 with the county appraisal district.

Can I use a VA loan to buy near San Antonio?

Yes, eligible Veterans can buy with $0 down and no monthly PMI. The 2026 conforming limit is $832,750 in every Texas county. See our Texas VA loan guide.

Informational only. Not affiliated with the businesses or agencies listed. Verify all discounts and benefits with the provider. Mike Certo · Cornerstone First Mortgage · NMLS #260555.

The rule behind this

VA sets no county loan limit for a Veteran with full entitlement; Public Law 116-23 removed them effective January 1, 2020. What VA does require is in 38 CFR § 36.4340, covering underwriting standards, processing procedure and lender responsibility, and Pamphlet 26-7, Chapter 4 carries the regional residual-income tables. Residual income is a standalone test, and above 41% debt-to-income the requirement rises 20% over the table minimum. In Texas: the disabled-veteran homestead exemption is administered by the Texas Comptroller