Texas VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Program figures verified July 2026. Details change; confirm your scenario with us.
Downloadable PDFs
- The TX VA Loan Playbook: 30+ page guide to using VA financing in Texas. Covers eligibility, calculations, TX-specific advantages (the disabled-Veteran property-tax exemption, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- TX Veteran Money-Saving Guide: quarterly-updated 20-page guide to TX + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price: base + rank → max TX home price with TX summer utility reality
- VA Funding Fee Calculator: first use vs subsequent + disability waiver
- PITI Payment Calculator: full monthly with TX county property tax + insurance + HOA
- Max $0-Down Purchase Calculator: income → max VA home price at 41% DTI guideline
- Texas Disabled Veteran Property Tax Exemption Calculator: real $ savings by rating and county
- IRRRL Recoupment Calculator: 36-month VA rule pass/fail
- Disability Gross-Up Calculator: 25% boost to qualifying income
- Residual Income Calculator: VA's South region 2026 thresholds
- All calculators in one place
Core TX VA loan guides
- Home: site index + base routing
- Eligibility: COE, service requirements, entitlement
- 2026 TX Loan Limits: every TX county + jumbo
- Disabled Veteran Property Tax Exemption: Tax Code §11.131 + §11.22 in-depth look
- Funding Fee + Waiver: 10%+ disability waiver
- VA IRRRL Texas: simplify refinance, no appraisal or income docs
- First-Time VA Buyer
- Assumable VA Loans
TX-specialist content (zero-national-coverage)
- TX DPA + VA Stacker: TSAHC Homes for Texas Heroes and TDHCA My First Texas Home with a VA loan
- VA Construction Loans in TX: single-close vs two-close + TX builder list
- Snowbird to TX Resident: occupancy + tax residency transition
- Tribal Lands + NADL: 22 TX tribes + Native American Direct Loan
- Master-Planned Community VA Status: Cinco Ranch, Cibolo Canyons, Teravista, Bridgeland, etc.
- Wildfire + Insurance Reality: Lubbock, Fredericksburg, Kerrville, Abilene
- San Antonio vs Killeen vs El Paso: TX metro comparison
- Summer PCS Playbook: June-August buyer competition tactics
- Retire in Texas as a Veteran: top-3 US retirement state, benefits and VA loan use
- VA Loan Glossary: 75+ TX-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Fort Hood: III Corps + 1st Cavalry Division, Killeen
- Fort Bliss: 1st Armored Division, El Paso
- Sheppard AFB: 82nd Training Wing, Wichita Falls
- JBSA: Army Intelligence + Cyber, San Antonio
City guides
- Houston · Dallas · San Antonio · Austin · Fort Worth · El Paso · Killeen
Veteran discounts
- Statewide TX Veteran discounts: state programs + federal benefits + national chains
- Houston metro discounts
- Dallas area discounts
- San Antonio + JBSA discounts
Free services
- TX VA Credit Tune-Up: free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check: 3-step intake, no credit pull
Connect with Mike
- About Mike: credentials, NMLS, philosophy
- Contact: phone, email, contact form
- For Real Estate Agents: Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access: verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov): official VA loan documentation
- Texas Veterans Commission: state Veteran programs
- Texas State Affordable Housing Corporation (TSAHC): Homes for Texas Heroes + Home Sweet Texas DPA
- Texas Dept. of Housing & Community Affairs (TDHCA): My First Texas Home DPA + MCC